The Graduate Certificate in Financial Planning is registered and approved by the Certified Financial Planner (CFP) Board of Standards. The program is designed for someone who already has an undergraduate degree and is interested in the body of knowledge specified by the Certified Financial Planner Board of Standards in a formal educational setting. The financial planning courses are delivered on-line. Students may elect to take the seven-course financial planning sequence for credit as part of a MBA degree program (graduate tuition rates apply) or to take the courses on a non-credit basis (certificate tuition applies).
Personal financial planners or financial consultants use their knowledge of investments, estate planning, funding for college, and tax laws to recommend financial options to individuals and help them achieve their short-term and long-term goals. A personal financial advisor meets with the client and obtains information on the client’s current financial situation and future financial goals. The financial planner then makes recommendations on saving and investing for retirement, funding for college, estate planning, insurance, and other investment options. The financial planner must take into consideration the client’s risk and return preferences in making these recommendations. The financial plan of the client is reviewed and updated periodically. Some financial planners trade securities on behalf of their clients. Many financial advisors manage their client’s financial portfolio.
Personal financial advisors could be self-employed, operating small investment advisory firms usually located in urban areas. Financial planners can also be employed by securities and commodity brokers, exchanges, and investment services firms. Banks, savings institutions, credit unions, and insurance firms also employ financial planners.
Although not required to practice, certification can enhance one’s professional standing and is strongly recommended by many financial companies, since certification helps to communicate expertise to clients.
Graduate Certificate in Financial Planning Course Requirements
CER 5000 Graduate Certificate Orientation
FNP 6100 Investment Planning
FNP 6200 Insurance and Risk Management
FNP 6300 Retirement and Employee Benefits Planning
FNP 6400 Income Tax Planning
FNP 6500 Estate Planning
FNP 6600 Capstone Financial Plan Development Course